If Yes Then Good 🙂
Obviously, You Need to know about your Application Status.
Don’t Worry About that, Here we will Explain all step by step process to check your Capital One Credit Card Application Status.
Capital one is listed among the top largest card issuers in the world. It has made its mark among the credit card users with its special credit card rewards for black-out free travel program.
It has given million of credit card holders a reason to join it with the flexibility to fly around or having a chit-chit at Capital one cafe using capital one spark business redeem rewards.
Applying to Capital One Spark Business Credit card via an online application, you can conveniently determine your application status in less than 60 seconds.
The status of your application approval or rejection is instantly communicated to the applicants, right on the screen. But, at times, your application status shows ‘pending’ when the automated algorithms are not able to conclude a decision after analyzing your application.
To inquire about your application status, you can call @ 1-800-903-9177 at capital one business credit card customer service
Under normal circumstances, it usually takes 7-10 working days for the screening of your pending application. The final decision is send via mail.
In case more documentation is required to conclude the decision, it may require a considerable time.
It is advised that you should check your mailbox at regular intervals to check the results.
Against the traditional postal system, which requires considerable time for the results to be delivered on your doorsteps, checking your application status online is more convenient and feasible and saves considerable amount of time.
You can alternatively call on capital one credit card phone number (1-800-903-9177) to inquire about your application status.
The most common reason for an capital one spark business checking review & application status to be listed under ‘pending’ is the pending verification of the some of the documents or information pertaining to your application.
It could be a mismatched address due to recent house shifting or any other additional document to be required to verify your income or employment status.
All these information need to be validated by the applicant with the relevant documentation to confirm that it is not a fraud.
Major Reasons for the rejection of your Capital One Credit Card online Application:
- Applying for more than 3 capital once credit card within 30 days.
- Bad credit history
- Insufficient Stream of Income
- Insufficient documentation
Never get disappointed 🙂
There are several credit cards which are designed to meet your eligibility. But always remember that a good credit score is a perquisite for any credit card approval.
Hence, you should initiate the appropriate actions to maintain a consistent good credit score to avoid any further rejections in the near future. You can also use capital one credit card login online banking.
It is also recommended to check your credit score prior to apply for any credit card to know about your chances of credit card approval.